New construction · Monclova, Lucas County
Stoney Creek
10 homes available right now, $424,290 to $752,220.
What about incentives?
They vary enormously from one builder to the next, and most builders here publish nothing. What is on the table at one community this month may not exist at the community down the road, and the same builder will structure it differently depending on whether you are going FHA or conventional, fixed or adjustable. Closing cost help, a rate buydown, a design centre allowance and a lot premium credit are all different levers and they are not equally valuable to you.
I keep track of what each builder is actually offering right now. Tell me which community you are looking at and I will tell you what they are doing this week, and get it in writing before it factors into what you decide.
What it costs
| Asking range | $424,290 to $752,220 |
|---|---|
| Typical size | 2,100 sq ft |
| Estimated payment | about $1,927/mo plus $185 HOA |
| HOA | $185 monthly |
| HOA covers | Snow Removal, Lawn Care, Maintenance Grounds |
Payment is principal and interest on the entry price with 20 percent down over 30 years at 5.5 percent, which is close to what builders here are landing buyers at. It excludes taxes and insurance on purpose. The tax line on a new build is almost always the bill on an empty lot and resets once the county reassesses the finished house. That is the number that surprises people, and I have written up exactly how it works.
What's in the community
- Pool
- Clubhouse
- Fitness Center
- Walking Trails
- Pickleball
- Tennis Court(s)
- Picnic Area
- Game Room
- Common Room
- Meeting Room
- Recreation Room
- Indoor Pool
- TV Area
- Recreation Facilities
Ask which of these are built today. In a community still going up, amenities are often on the plan before they are on the ground.
Where it is
| City | Monclova, Lucas County |
|---|---|
| Schools | Other |
Open Stoney Creek in Google Maps
District boundaries move while a community is being built. Verify the assignment for your specific lot rather than the community.
Before you tour Stoney Creek
Most builders decide representation at the guest register on your first visit. Tour alone, sign it, and they will generally treat you as their customer from that point on. The builder has already budgeted a commission either way, so the only question is whether you have anyone on your side of the table.
Other new construction in Monclova
- Crimson Hollow 2 available · from $669,900
- Winterbourne Station 1 available · from $549,900
- Rutherford none listed now · from $419,200