New construction · Waterville, Lucas County
Fiddlers Green
5 homes available right now, $379,900 to $499,900.
What about incentives?
They vary enormously from one builder to the next, and most builders here publish nothing. What is on the table at one community this month may not exist at the community down the road, and the same builder will structure it differently depending on whether you are going FHA or conventional, fixed or adjustable. Closing cost help, a rate buydown, a design centre allowance and a lot premium credit are all different levers and they are not equally valuable to you.
I keep track of what each builder is actually offering right now. Tell me which community you are looking at and I will tell you what they are doing this week, and get it in writing before it factors into what you decide.
What it costs
| Asking range | $379,900 to $499,900 |
|---|---|
| Typical size | 1,472 sq ft |
| Estimated payment | about $1,726/mo plus $125 HOA |
| HOA | $125 monthly |
| HOA covers | Snow Removal, Lawn Care |
Payment is principal and interest on the entry price with 20 percent down over 30 years at 5.5 percent, which is close to what builders here are landing buyers at. It excludes taxes and insurance on purpose. The tax line on a new build is almost always the bill on an empty lot and resets once the county reassesses the finished house. That is the number that surprises people, and I have written up exactly how it works.
Who builds here
Before you tour Fiddlers Green
Most builders decide representation at the guest register on your first visit. Tour alone, sign it, and they will generally treat you as their customer from that point on. The builder has already budgeted a commission either way, so the only question is whether you have anyone on your side of the table.
Other new construction in Waterville
- Coventry Glen 3 available · from $429,900
- Columbian Village 2 available · from $409,900
- Farnsworth Village 2 available · from $424,900
- Mill Creek none listed now · from $499,900